Know what you can spend, every day.

Set up your income, recurring expenses, and goals once. Every day, Pleny shows you what's safe to spend without touching your savings. And when you want to go deeper, your AI Advisor turns your real numbers into a personalized plan.

Available Budget

€900

Income €3,400
Bills €2,100
Goals €400

Already adjusted for bills and savings goals

The spreadsheet you forget to update. The bank app that tells you too late.

You keep a spreadsheet, but you forget to fill it in. Your bank app shows what you've already spent — never what's left for the rest of the month. So you spend blind, and you save whatever's left, when there's anything left.

Know what you can spend. Today.

Pleny calculates your Available Budget every day: what's safe to spend once your recurring expenses and goals are already accounted for. No transaction categorizing, no bank connection. You decide before you spend, not after.

Available Budget

€900

Income €3,400
Bills €2,100
Goals €400

Your savings are already set aside.

Every goal you set is built into your Available Budget. The number Pleny shows is what's safe to spend once your goals are funded. Spend it without guilt — the saving has already happened.

Objectives
80%
45%
22%

Personalized financial advice, grounded in your real numbers.

Pleny's AI Advisor reads your real income, real expenses, and real goals, and turns them into a personalized financial plan: what's working, what needs attention, and concrete actions to take. In your language, in minutes.

Pleny provides educational financial guidance, not licensed financial advice. For major decisions, consult a registered advisor.

Your financial plan

On every device

Your budget, wherever you are.

On the go on mobile or at home on desktop — your Available Budget is always up to date.

Pricing

Simple pricing for everyday money clarity.

Everything is included: budgets, household profiles, savings goals, AI Advisor, and access on all devices.

Annual Best value
€29.99 /year

About 50% less than monthly

Monthly €4.99/month
Start your 7-day free trial

No payment method required during the trial. Cancel anytime.

  • Unlimited budgets
  • Up to 4 profiles per household
  • Savings goals built in
  • AI Advisor included
  • Mobile, tablet, and desktop
  • No ads. No upsells.

Common questions

How is Pleny different from YNAB or a free budgeting app?

YNAB and most apps are built to track what you've already spent. Pleny is built to show what you can spend. And no spreadsheet writes a personalized financial plan from your real numbers in minutes.

Do I need to connect my bank account?

No. Pleny doesn't connect to any bank. You enter your income, recurring expenses, and goals once — Pleny handles the calculation.

Is Pleny useful if I manage money on my own?

Yes. Solo budgeting is a first-class use of Pleny: one profile is all you need. The Available Budget calculation and the AI Advisor work exactly the same way.

What does the AI Advisor actually do?

It generates a personalized financial report from your real numbers: a snapshot, what's working, what needs attention, and concrete actions. Available in French, Spanish, and English.

How long does setup take?

About 10 minutes. You enter your income, recurring expenses, and goals once, then use Pleny every day.

How much does Pleny cost?

€4.99/month or €29.99/year, with a 7-day free trial. No permanent free tier.

Start planning today.

Set up your budget in 10 minutes. See what you can spend as soon as tomorrow.

Start your 7-day free trial

7-day free trial. No payment method required. Cancel anytime.