Know what you can safely spend today.
Pleny calculates your available budget after income, bills, and savings goals — so you can make everyday spending decisions with confidence.
7-day free trial. No payment method required. Cancel anytime.
See how Pleny worksAvailable
€900
Already adjusted for bills and savings goals
Plan before you spend
Your bank balance tells you what you have. Pleny tells you what is actually available.
Pleny looks at your income, recurring expenses, and savings goals to calculate what you can safely spend today, this week, and this month. No more guessing from your account balance. No more realizing too late that a bill or goal was not accounted for.
Available budget: already adjusted for bills and savings goals.
How Pleny works
Add your income, recurring expenses, and savings goals.
Pleny calculates your available budget for today, this week, and this month.
Spend, save, and adjust with more confidence.
Savings goals are protected before spending.
Save first
Save first — without thinking about it every day.
Set your savings goals once. Pleny deducts them from your available budget automatically, so the number you see is what you can spend after your future plans are protected.
Emergency fund, holiday, school costs, house deposit, personal projects — keep your goals visible and built into everyday decisions.
AI Advisor
Get a personalized money plan based on your real numbers.
Pleny's AI Advisor turns your income, expenses, goals, priorities, risk profile, and time horizon into a clear financial plan. It helps you understand where you stand, what to improve next, and which actions to take inside Pleny.
Your budget is well-structured and your expenses are covered. With €900 available each month, you have room to consolidate your emergency fund and start putting your money to work.
At your current pace, your emergency fund will reach 3 months of expenses in 31.5 months. Increase to €300/month to get there in 21.
Educational guidance only. Not licensed financial advice.
On every device
Check your budget wherever spending decisions happen.
At home on desktop, in a shop on mobile, or planning with your partner on a tablet — your available budget stays synced across devices.
No bank connection. No credentials to share.
Pleny does not connect to your bank or sync transactions. You enter your income, recurring expenses, and goals yourself, and Pleny calculates your available budget from there. You stay in control of what you share.
Why Pleny is different
| Option | What it shows | What it misses |
|---|---|---|
| Bank app | Balance and past transactions | What is actually safe to spend |
| Expense tracker | Where money already went | Forward-looking spending decisions |
| Spreadsheet | Flexible planning | Simplicity and daily usability |
| Pleny | Available budget after bills and goals | Built for clear everyday decisions |
What it shows
Balance and past transactions
What it misses
What is actually safe to spend
What it shows
Where money already went
What it misses
Forward-looking spending decisions
What it shows
Flexible planning
What it misses
Simplicity and daily usability
What it shows
Available budget after bills and goals
What it misses
Built for clear everyday decisions
Pricing
Simple pricing for everyday money clarity.
Everything is included: budgets, household profiles, savings goals, AI Advisor, and access on all devices.
About 50% less than monthly
No payment method required during the trial. Cancel anytime.
- Unlimited budgets
- Up to 4 profiles per household
- Savings goals built in
- AI Advisor included
- Mobile, tablet, and desktop
- No ads. No upsells.
Common questions
Why not just use my bank app?
Your bank app shows your balance and past transactions. Pleny shows what is actually available after your recurring expenses and savings goals are accounted for. It is designed for planning decisions before you spend.
Why not use a spreadsheet?
A spreadsheet can work if you maintain it. Pleny gives you the same planning logic in a simpler app, with household profiles, savings goals, available budget calculations, and a personalized AI-generated plan.
Is the AI Advisor financial advice?
No. Pleny provides educational guidance based on the information you enter. It can help you understand your budget and plan next steps, but it is not a substitute for licensed financial advice.
What if my income changes every month?
You can update your income and expenses whenever they change. For variable income, Pleny helps you adjust your available budget as your situation evolves.
Do I need to enter every transaction?
No. Pleny is built around recurring income, recurring expenses, and savings goals. The goal is to help you plan what is available, not force you to categorize every coffee.
Is this useful for couples or families?
Yes. Pleny supports up to four profiles per household, with personal expenses, shared expenses, and common goals in one place.
Do I need to connect my bank?
No. Pleny does not connect to your bank, does not ask for bank credentials, and does not sync transactions.
Can I cancel anytime?
Yes. You can cancel anytime. The 7-day free trial does not require a payment method.
Know what you can spend before you spend it.
Set up Pleny in minutes and get a clear available budget for today, this week, and this month.
7-day free trial. No payment method required. Cancel anytime.