Your future, with complete peace of mind
See exactly what you can spend this week, this month, or this year — with peace of mind.
Pleny plans your recurring expenses, shared bills, and savings goals first — so you and everyone at home always have a clear picture of what is truly available, before you spend it.
Household dashboard: available budget with both partners' profiles
Other financial apps tell you what you have spent.
Pleny tells you what you can.
Be in control of your money
Every recurring expense, debt, and bill mapped in one place — no more guessing from your bank balance.
Reach your saving objectives
Your goals are deducted first, so the number you see is what you can spend after your plans are protected.
Plan for your future
Simulate decisions, track your net worth, and follow a concrete plan toward what comes next.
How Pleny works
Add your household's income, recurring expenses, and savings goals — together or separately.
Pleny calculates your available budget for this week, this month, or this year.
Spend, save, and decide as a household — with more confidence.
What you get
One clear plan for your household's money
See every commitment — and when each one ends
Visualize all your recurring expenses in one place: rent, utilities, subscriptions, insurance, loans. For debts and ongoing payments, Pleny shows you exactly when each one will be completed — so you know when that money becomes yours again.
Recurring expenses list with debt payoff dates
Split bills fairly, without the spreadsheet argument
See how your financial commitments are shared within your household. Each partner has a profile; every bill is personal or shared. Everyone sees their own share — and the household keeps the full picture.
Household view: expenses split across partner profiles
Simulate decisions before you make them
Thinking about a new car, a bigger flat, or financing a renovation? Simulate the decision in Pleny and see how it changes your day-to-day available budget — before you commit a single euro.
Simulate: impact of a new monthly payment on available budget
Know what you are worth — together
Document all your financial and physical assets — accounts, property, investments — and see how they are distributed within your household. A clear picture of where you stand, so you can set objectives for where you want to go.
My Worth: assets and liabilities with household ownership split
Ask the AI Advisor how to reach your goals
Pleny's AI Advisor turns your real numbers — income, expenses, goals, and priorities — into a clear plan with concrete actions you can take inside Pleny. Understand where you stand and what to improve next.
Educational guidance only. Not licensed financial advice.
AI Advisor plan with recommended actions
Your finances, on your terms.
Pleny works fully without a bank connection. You enter your income, recurring expenses, and goals yourself, and Pleny calculates your available budget from there. Prefer automation? Optional bank sync to detect your recurring expenses automatically is on our roadmap — always your choice, never required.
Why Pleny is different
| Option | What it shows | What it misses |
|---|---|---|
| Bank app | Balance and past transactions | What is actually free to spend |
| Expense tracker | Where money already went | Forward-looking spending decisions |
| Spreadsheet | Flexible planning | Simplicity and daily usability |
| Pleny | Available budget after bills and goals | Built for clear household decisions |
What it shows
Balance and past transactions
What it misses
What is actually free to spend
What it shows
Where money already went
What it misses
Forward-looking spending decisions
What it shows
Flexible planning
What it misses
Simplicity and daily usability
What it shows
Available budget after bills and goals
What it misses
Built for clear household decisions
Pricing
Simple pricing for your whole household
Everything is included: household profiles, shared expenses, savings goals, simulations, net worth tracking, AI Advisor, and access on all devices.
That's about €2.92 per month.
Flexible monthly access.
Cancel anytime during your trial.
Common questions
Is Pleny useful for couples and families?
Yes. Pleny supports up to four profiles per household, with personal expenses, shared expenses, and common goals in one place.
How are shared bills split within a household?
Every recurring expense in Pleny is either personal or shared. Shared expenses are split between household profiles, so each partner sees their own share and the household keeps the full picture.
Do my partner and I need separate accounts?
No. One Pleny household covers up to four profiles. Personal expenses, shared bills, savings goals, and assets live in one place, visible to everyone in the household.
Why not just use my bank app?
Your bank app shows your balance and past transactions. Pleny shows what is actually available after your recurring expenses and savings goals are accounted for. It is designed for planning decisions before you spend.
Why not use a spreadsheet?
A spreadsheet can work if you maintain it. Pleny gives you the same planning logic in a simpler app, with household profiles, savings goals, available budget calculations, and a personalized AI-generated plan.
Do I need to connect my bank?
No. Pleny works fully without a bank connection. You enter your recurring income and expenses yourself, and you stay in control of what you share.
Can Pleny detect my recurring expenses automatically?
Today you enter your recurring income and expenses manually — most households are set up in minutes. An optional bank connection that detects recurring expenses automatically is on our roadmap. It will always be your choice, never required.
Do I need to enter every transaction?
No. Pleny is built around recurring income, recurring expenses, and savings goals. The goal is to help you plan what is available, not force you to categorize every coffee.
Is the AI Advisor financial advice?
No. Pleny provides educational guidance based on the information you enter. It can help you understand your budget and plan next steps, but it is not a substitute for licensed financial advice.
Can I cancel anytime?
Yes. You can cancel anytime during your 7-day free trial or after it.
Know what you can spend, before you spend it.
Set up Pleny in minutes and get a clear available budget for your whole household.
Cancel anytime.